Confirm the hard-cost assumption
$331,574Largest absolute effect on profit or cash required, within this entered comparison.
Profit -$331,574 · cash required +$120,974 Your workbench
YOUR PROJECT / THE DECISION DESK
Know what changes the answer.
Connect the cash, the choices and the evidence. Compare the plan you entered with a combined stress case, then inspect the changes you would actually consider.
Private · calculations run in your browserInspect the reference cost book Read the current research brief
The starting project is a teaching case until you enter your own facts. The stress case is an assumption, not a prediction. Retail reference prices and quote comparisons do not silently replace your installed project budget.
01 / BASE CASE
Your current plan
Needs a change$1,661,409Project cash required, including the reserve
Cash still needed$661,409Modeled margin19.2%Modeled profit$1,057,091Final closingJun 2027
02 / ENTERED STRESS CASE
If the pressures combine
Needs a change$1,860,767Project cash required, including the reserve
Cash still needed$860,767Modeled margin7.4%Modeled profit$385,883Final closingSep 2027
THE NEXT DECISION
The entered choices still need work.
Review the cash gap and margin, then adjust the changes you are willing to make. Adding cash can fund a plan; it does not improve its profit.
Set the project, stress case and permitted changes
SHARED WITH YOUR WORKBENCH
The project
YOUR SCENARIOS
The pressures & choices
ONLY THE CHANGES YOU ENABLED
Compare the ways forward
Each alternative is tested against the same base and combined-stress assumptions. These are finite comparisons; they do not establish the best possible design or all possible risks.
| Entered alternative | Base / stress targets | Cash required / gap | Margin / profit | Final closing |
|---|---|---|---|---|
| Phase starts | Base needs changeStress needs change | $1,822,654$822,654 funding gap | 7.7%$403,996 | May 2028 |
WHICH ASSUMPTION MOVES THE RESULT?
Put the most consequential evidence first.
Confirm the closing timeline
$73,646Largest absolute effect on profit or cash required, within this entered comparison.
Profit -$73,646 · cash required +$73,646Confirm additional site and utility scope
$0Largest absolute effect on profit or cash required, within this entered comparison.
Profit $0 · cash required $0Each sensitivity is tested separately. Effects do not add up to the combined stress and are not probabilities or expected losses. Site costs compare the lower and upper additional allowances.
YOUR DOCUMENTS / YOUR NEXT ACTION
Resolve the fact behind the number.
0 of 4 topics marked confirmed by you. Store references and notes; documents are not uploaded. The linked public guidance is a Raleigh pilot and does not verify your property.
Utility capacity & off-site scopeEvidence needed
Keep the written service confirmation, connection point, required upgrades and cost responsibility together.
Raleigh water and sewer processGround conditions & accessEvidence needed
Record the survey, access evidence and qualified site assessment that support the site budget.
Installed scope & current quotesEvidence needed
Confirm quantities, installation, freight, exclusions, validity dates and which packages remain allowances.
Permit corrections & next actionEvidence needed
Record the exact outstanding correction, responsible person and dated response. A review target is not a promised permit date.
Raleigh review targets and processFROM YOUR SAVED QUOTES
The cost change behind the budget
Compare dated quotes to separate quantities, prices, scope and fees. An illustrative example is available in the quote tool.
Explain a quote changeA BRIEF YOU CAN REVISIT
Keep the decision trail
Save the current base and stress results. The next visit can show what changed. Up to 12 snapshots stay in this browser.
Read the calculation rules
Cash, scenarios and evidence limits
- This is a finite comparison of the entered choices, not a forecast, project approval, optimum, loan offer or estimate of the probability of success.
- A case passes only if modeled cash stays above the entered reserve and profit divided by revenue meets the entered target margin. Passing the two modeled cases does not cover all possible outcomes.
- The combined stress applies the entered sale-price change, hard-cost change, extra closing delay and upper additional site allowance together. It does not change home design, buyer demand or construction duration.
- Additional site/utility allowances are total project dollars above the site cost already in the shared budget. They are converted to per-home site cost and receive the same entered soft-cost and contingency percentages. The lower allowance is used only as the sensitivity comparison boundary.
- Only explicitly enabled schedule, land-offer and additional-cash choices appear as alternatives. The unchanged plan is shown separately. No change is applied to the saved project.
- Additional cash improves funding sufficiency; it does not create revenue or improve profit, reduce borrowing, or include a return owed to an equity investor. A lower land offer is an assumption that requires seller agreement.
- Evidence priorities rank the larger absolute dollar change in required cash or profit from each entered sensitivity. These are not probabilities, expected losses, additive impacts or a prediction of which issue will occur.
- The connected monthly cash model uses equity-first, non-revolving debt, midmonth draws, end-of-month closings and cash-paid financing costs. Its 360-calendar-month and numeric limits apply to every case. Shared static duration and average-draw assumptions are not used.
Recorded evidence status does not change costs automatically. The quote tool and cost book retain their own scope and dates. Public research has no access to your project inputs.
Your project inputs stay in this browser unless you explicitly export or share them. Public source requests do not include your budgets.